Jonathan Hair Real Estate
Keller Williams
Back to Buyer Resources

Mortgage Calculator

Get a quick, realistic estimate of what your monthly payment looks like in Columbus, GA. Adjust the sliders to fit your situation.

$325,000
10% ($32,500)
6.750%
30 years

Other Monthly Costs

Estimated Monthly Payment

$2,415

PITI + HOA + PMI

Principal & Interest
$1,897
Property Tax
$271
Insurance
$125
PMI

Removed once you reach 20% equity

$122
Loan amount$292,500
Down payment$32,500

Income guideline

Lenders typically want this payment to be ~36% of gross income — roughly $80,495/yr household income.

Estimates are for planning only and not a loan offer. Actual rate, taxes, insurance, and PMI depend on your credit, loan program, and the specific property. Talk to a lender below for a real quote.

Ready for a Real Number?

These local lenders specialize in Columbus, Fort Benning, and LaGrange — including VA and first-time buyer programs.

Jonathan's Trusted Lenders

These local loan officers specialize in FHA, VA, USDA, and first-time buyer programs. Each one has a strong track record in the Columbus market.

Jenny Gardner

Senior Loan Officer — CrossCountry Mortgage, LLC · NMLS# 1264335

4 Bradley Park Court, Suite 2A, Columbus, GA 31904

Steven Lake

Senior Loan Officer — CMG Home Loans · NMLS# 715087

1200 Brookstone Centre Pkwy, Ste 105, Columbus, GA 31904

Drew Lingo

Branch Manager — NorthStar Mortgage · NMLS# 2075184

6053 Veterans Pkwy, Columbus, GA 31909

Search Home Value Book Call